PanoScore Terms of Service

1. Introduction

Welcome to PanoScore! These Terms of Service ("Terms") govern your use of our platform, which provides risk assessment insights based on crowdsourced dashcam analytics. By accessing or using PanoScore, you agree to be bound by these Terms. If you do not agree, please do not use our services.

2. Use of Our Services

• You must be at least 18 years old or have legal guardian approval to use PanoScore.
• PanoScore provides risk insights based on third-party dashcam data; it does not track or monitor individuals.
• You agree to use our services only for lawful purposes and in accordance with these Terms.
• Unauthorized access, scraping, or misuse of our data and services is strictly prohibited.

3. Data & Privacy

• By using PanoScore, you acknowledge and accept our Security & Privacy Policy.
• We do not collect personally identifiable information (PII) or track users via GPS.
• Aggregated and anonymized data may be shared with insurers, fleet operators, or regulatory bodies for risk assessment purposes.
• Users may request access, correction, or deletion of their data, subject to applicable laws.

4. Account Management

• If an account is required to access certain features, you are responsible for maintaining its confidentiality.
• We reserve the right to suspend or terminate accounts for violations of these Terms or unauthorized use.
• You must notify us immediately of any unauthorized account activity or security breaches.

5. Intellectual Property

• All content, trademarks, and technology on the PanoScore platform are owned by us or licensed to us.
• You may not copy, distribute, modify, or create derivative works from our content without explicit permission.

6. Limitation of Liability

• PanoScore provides insights "as is" without warranties of accuracy, reliability, or fitness for a particular purpose.
• We are not liable for any damages arising from the use or inability to use our services, including but not limited to business losses or legal disputes.

7. Dispute Resolution

• Any disputes arising from these Terms shall be resolved through arbitration in [Jurisdiction], unless otherwise required by law.
• Users agree to waive class-action rights and proceed with individual claims only.

8. Changes to These Terms

• We may update these Terms from time to time. Continued use of our services after changes implies acceptance.
• Users will be notified of material updates via email or platform notifications.

9. Contact Information

For any questions about these Terms, please contact us at:

• Email: support@panoscore.com
• Website: doc.panoscore.com/terms

By using PanoScore, you acknowledge that you have read, understood, and agreed to these Terms of Service.