PanoScore Security & Privacy

1. Introduction

At PanoScore, we take data security and privacy seriously. Our platform provides risk assessment insights based on crowdsourced dashcam analytics while ensuring that all data is processed securely, anonymized, and used only for legitimate purposes.

This policy outlines how PanoScore collects, processes, and protects data to maintain compliance, transparency, and user trust.

2. Our Core Security & Privacy Principles

• Privacy-Preserving by Design – We use data minimization techniques to ensure only essential driving risk data is analyzed, without tracking or storing personally identifiable information (PII).
• No Constant Tracking – Unlike traditional telematics or UBI systems, PanoScore does not rely on GPS tracking or continuous surveillance.
• Anonymized Risk Scoring – PanoScore assigns risk scores without storing personal driver identity.
• Secure Data Processing – All data is encrypted in transit and at rest, with strict access controls.
• Transparency & Control – Drivers and insurers can view how PanoScore data is used and request clarifications.

3. Data Collection & Processing

3.1 What Data We Collect

PanoScore collects only the minimum amount of data needed to provide accurate risk insights:

• Driving Risk Events – AI-analyzed insights such as aggressive acceleration, speeding, and unsafe maneuvers.
• Dashcam Footage & Metadata – Contextual data from third-party dashcams in public driving environments.
• Insurance & Fleet Data (Optional) – Historical risk trends for more personalized insights.
• Snapshots of Clips – Captured from footage to document dangerous behaviors.

What We DO NOT Collect:

• No personal location tracking
• No driver identity data
• No continuous driving history

3.2 How We Process Data

1. Data Anonymization – All identifiable elements are removed or obscured.
2. AI-Powered Risk Analysis – Algorithms assess driving patterns without linking to individuals.
3. Risk Score Computation – Based on observed behaviors rather than personal history.
4. Insights Delivery – Aggregated, anonymized risk scores are shared securely.

4. Data Security & Protection

4.1 Data Encryption & Access Control

• AES-256 Encryption – All data is encrypted at rest and in transit.
• Zero Trust Architecture – Strict access policies for authorized entities only.
• Role-Based Access Control (RBAC) – Access restricted based on user roles.

4.2 Data Storage & Retention

• Short-Term Storage Only – Raw data is automatically deleted after processing.
• No Personal Data Storage – No storage of personal identifiers.

4.3 Third-Party & Compliance Standards

• SOC 2, GDPR, and CCPA Compliant – Aligned with industry best practices.
• No Data Selling – We never sell data to third parties.
• Regular Audits – Routine security audits for compliance.

5. User Rights & Dispute Resolution

5.1 Driver & Policyholder Rights

• View Your Score – Access to PanoScore summary.
• Dispute a Score – Submit review requests for inaccuracies.
• Request Data Deletion – Under specific conditions.

5.2 Insurer & Fleet Responsibilities

• Proper Use of PanoScore – For authorized purposes only.
• Compliance with Privacy Laws – Must follow data protection regulations.

6. Contact & Security Reporting

For security concerns, privacy inquiries, or data dispute requests, please contact us:

• Email: security@panoscore.com
• Website: doc.panoscore.com/security

Final Notes

PanoScore is committed to protecting data privacy and security while providing valuable risk insights. By implementing privacy-first AI and secure data processing, we ensure that our platform remains trustworthy, transparent, and compliant with industry standards.

We never compromise on security—because safer roads start with responsible data handling.